Ready to make your
'one day...' home ownership early retirement financial freedom
a reality?
You don’t need to make six figures to feel financially confident or to bring your big-picture dreams to life. With wise and holistic financial management, you can rest easy, knowing your money is working for you. We’re here to show you how.
Building your wealth is possible—it just requires a personalized plan
We know growing your money may seem more challenging than ever right now. As Canadians, the cost of living is only rising, the economy is unpredictable, and unfortunately, our school systems haven’t prepared us with financial literacy.
But we also know a path toward your financial freedom exists. You just need someone willing to listen, learn, and design a roadmap unique to your existing assets, life stage, and aspirations.
With caring advisors and a personalized wealth blueprint guiding your way, you can confidently navigate the complex world of finances, knowing your money is growing and securing your legacy.
As your trusted financial advisors, our approach focuses on
Personalized Wealth Blueprints
No two people are the same, so wealth blueprints shouldn’t be either. We take our time getting to know you, your story, your lifestyle, and your aspirations, so we can design you a wealth blueprint custom-tailored to your holistic needs.
Tried & True Solutions
We practice what we preach—or better yet—we preach what we’ve practiced. We only recommend financial solutions that have successfully grown our own family’s assets, and will never recommend to you a strategy we found inefficient.
No Advisor Fees
We genuinely want 100% of your money to be working for you at all times, so we don’t charge any fees for our financial services. We get compensated from institutions you choose to place solutions with, and we have no need to double-dip.
Financial Planning & Wealth Management Services
Wake up to the financial future of your dreams with a wealth blueprint designed just for you
Maximize your money’s potential and become one day closer to bringing your aspirations to life with a personalized wealth blueprint composed of all six of our financial strategies:
Cash Flow Planning
Is your money flowing in the right places? With guidance on making smarter choices, you can maximize your cash to live more comfortably and grow your wealth.
Tax Planning
We all have to pay taxes. With a small measure of knowledge, you can minimize what you’re handing over to the CRA, and keep more of your hard-earned dollars throughout your working years and well-deserved retirement.
Life & Critical Illness Insurance Planning
Is your family financially protected in the face of unpredictable medical and life circumstances? As Infinite Banking Concept specialists, we design and structure policies to ensure your loved ones are secure in the unknown, and to be a source of funds through your lifetime.
Investment Planning
Is your money effectively making you more money? Whether RRSPs, TFSAs, RESPs, or non-registered accounts, understanding the pros and cons of each and when (or when not) to contribute will ensure your investments are diversified across the right accounts for your goals.
Retirement Planning
How soon can you retire? And, do you have enough for an abundant retirement? After calculating the amount of money you’ll need and how much you have saved up, we’ll guide you on what you’ll need to make your retirement dreams a reality.
Estate Planning
When you pass on, how much of your estate will your loved ones receive after taxes and probate? Our heart is to structure your assets so that your wealth goes toward your wishes and ensures stability to future generations.
Retirement Planning for Entrepreneurs & Business Owners
Secure the retirement you deserve with Build Your Own Pension Plan
Owning your own business provides a life of flexibility and freedom, but what will happen when you retire without an RRSP or group pension plan in place?
Ensure you have a cushion of cash and can live comfortably in retirement with Build Your Own Pension Plan, our signature retirement and wealth building strategy for business owners.
As private financial advisors, we aren’t bound to any financial institutions. Instead…
We have access to a vast network, meaning we keep your best interests at heart at all times and align you with the right financial solutions for your goals
Who we serve
Every life stage has its unique financial challenges. We’re here to answer your questions and help you attain your goals
I am a…
You’ve worked hard for your money. But now, you have a pile of cash sitting stagnant in your bank account—and you’re wondering how to get it working hard for you.
After taking into consideration your personal assets, life stage, and aspirations, we’ll ensure every dollar you’ve earned goes the distance. With as much money as possible ending up in your pocket, you can start taking confident action toward your biggest-picture dreams.
If you’re wondering…
- When should I incorporate?
- Can I build my own pension plan so that when I stop working, I’ll have a source of funds for my retirement?
- Every dollar I earn inside my company is taxed when I pull it out. Is there a better way?
- What should I do with my company dollars now that I’m earning more but don’t need to draw it all out as income?
- Should I pay myself an income (T4) or dividend (T5)?
- Is there a smart way to pull money out of my company, tax-free?
- What’s the best way to invest my surplus company savings?
- Should I contribute to RRSPs?
- If I plan on selling my business in the future, what can I do now to plan for that?
As a salaried employee, you can rely on a stable paycheque. But you also know your income has a ceiling, and you’re ready to approach your life goals and financial future proactively.
We’ll teach you strategies focused on investing, portfolio management, and RRSPs, and help you invest so you can feel confident with where your money is, and be prepared for your next significant purchase or stage of life.
If you’re wondering…
- Where’s the best place to invest my money and save for retirement?
- My income will grow over time. Should I contribute to RRSPs now or later?
- Should I participate in my company’s matching RRSP plan?
- What’s the difference between Defined Benefit and Defined Contribution Pension Plans?
- What’s the best way to buy an investment property?
- How soon can I retire?
- I have life insurance from my employer. Is that good enough?
When you’re a parent, you’re not just thinking about paying your grocery bills and mortgage every month; you carry the weight of wanting to give your kids a head start in life, especially in the case of something tragic or unexpected.
We know how you feel—and we know how to structure your financial strategies to give you peace of mind. As we journey alongside you in life, we’ll ensure you feel financially informed and protected, so that the legacy you're growing will give your children a solid foundation.
If you’re wondering…
- What’s the right amount of life insurance protection to have for my family?
- In case something happens to me, how can I have peace of mind and know my family will be financially cared for?
- Should I get life insurance for my kids?
- How do I set up my children for financial success?
- Are RESPs the best way to save for my child’s education?
Until now, you’ve dedicated your life to working hard, saving, and caring for your family. You’ve earned your retirement, but this new stage of life also comes with new questions about maximizing your money.
We’re here to help make sense of your RRSP and taxes, see what’s possible with the wealth you’ve saved, and determine how comfortably you can live. Because peace of mind and guilt-free spending as a retiree doesn’t have to mean you’re giving your children a lesser legacy!
If you’re wondering…
- How much should I draw out of my RIF and LIF?
- I have CPP, OAS, RIF, LIF, TFSA, and rental income. How do I manage these and still pay the least amount of taxes?
- Will I run out of money?
- How can I pass on more wealth to my loved ones?
- Do I need a will and what will pass through probate?
Business Owner
You’ve worked hard for your money. But now, you have a pile of cash sitting stagnant in your bank account—and you’re wondering how to get it working hard for you.
After taking into consideration your personal assets, life stage, and aspirations, we’ll ensure every dollar you’ve earned goes the distance. With as much money as possible ending up in your pocket, you can start taking confident action toward your biggest-picture dreams.
If you’re wondering…
- When should I incorporate?
- Can I build my own pension plan so that when I stop working, I’ll have a source of funds for my retirement?
- Every dollar I earn inside my company is taxed when I pull it out. Is there a better way?
- What should I do with my company dollars now that I’m earning more but don’t need to draw it all out as income?
- Should I pay myself an income (T4) or dividend (T5)?
- Is there a smart way to pull money out of my company, tax-free?
- What’s the best way to invest my surplus company savings?
- Should I contribute to RRSPs?
- If I plan on selling my business in the future, what can I do now to plan for that?
Working Professional
As a salaried employee, you can rely on a stable paycheque. But you also know your income has a ceiling, and you’re ready to approach your life goals and financial future proactively.
We’ll teach you strategies focused on investing, portfolio management, and RRSPs, and help you invest so you can feel confident with where your money is, and be prepared for your next significant purchase or stage of life.
If you’re wondering…
- Where’s the best place to invest my money and save for retirement?
- My income will grow over time. Should I contribute to RRSPs now or later?
- Should I participate in my company’s matching RRSP plan?
- What’s the difference between Defined Benefit and Defined Contribution Pension Plans?
- What’s the best way to buy an investment property?
- How soon can I retire?
- I have life insurance from my employer. Is that good enough?
Family with Kids
When you’re a parent, you’re not just thinking about paying your grocery bills and mortgage every month; you carry the weight of wanting to give your kids a head start in life, especially in the case of something tragic or unexpected.
We know how you feel—and we know how to structure your financial strategies to give you peace of mind. As we journey alongside you in life, we’ll ensure you feel financially informed and protected, so that the legacy you’re growing will give your children a solid foundation.
If you’re wondering…
- What’s the right amount of life insurance protection to have for my family?
- In case something happens to me, how can I have peace of mind and know my family will be financially cared for?
- Should I get life insurance for my kids?
- How do I set up my children for financial success?
- Are RESPs the best way to save for my child’s education?
Retiree
Until now, you’ve dedicated your life to working hard, saving, and caring for your family. You’ve earned your retirement, but this new stage of life also comes with new questions about maximizing your money.
We’re here to help make sense of your RRSP and taxes, see what’s possible with the wealth you’ve saved, and determine how comfortably you can live. Because peace of mind and guilt-free spending as a retiree doesn’t have to mean you’re giving your children a lesser legacy!
If you’re wondering…
- How much should I draw out of my RIF and LIF?
- I have CPP, OAS, RIF, LIF, TFSA, and rental income. How do I manage these and still pay the least amount of taxes?
- Will I run out of money?
- How can I pass on more wealth to my loved ones?
- Do I need a will and what will pass through probate?
We’re here and ready to happily answer your questions!
A personalized wealth blueprint is for when you’re ready to…
Experience financial peace of mind, control, and confidence
Grow your financial literacy and make informed decisions
Live out your best possible quality of life with stability
Create a legacy that will provide security to future generations
Make your ‘one day…’ a reality even sooner
What to expect
What does designing & implementing a wealth blueprint with us look like?
01
Discover & Design
Our online discovery call is a time to listen and learn about who you are, where you’re at in your financial journey, and what your aspirations are. After our meeting, we’ll determine what we’d do if we were in your shoes and start drawing up the plans to your personal wealth blueprint.
02
Solution & Setup
At our next meeting, we’ll reveal your wealth blueprint—a plan outlining several specific strategies to help accelerate the growth of your wealth. We’ll be with you every step of the way as we implement each strategy you decide on.
03
Review & Refine
This isn’t a one-and-done deal; we’ll continue meeting annually to review how your finances are growing, make adjustments to optimize your strategy, and layer on more strategies. We’ll also always be accessible to you throughout the year via call, email, or text!
It’s time to establish a wealth building strategy that makes your ‘one day…’ a reality. Start planning today
At Wealth Blueprint, our strategies are guided by how we’ve grown our own dollars into financial security and generational wealth. Journeying alongside you through and toward every stage in life, we promise to always keep your best interests and aspirations at heart.